Posts

Showing posts from June, 2013

Kad Kredit vs Tunai - Pandangan peribadi

Aku setuju betul dengan apa yang rakan blogger MySham tentang tips beliau berkenaan penggunaan kad kredit vs tunai.  Memang betul kebanyakkan orang banyak bercakap supaya berbelanjan ikut kemampuan or spend within your means tetapi pada pandangan aku jika kita bijak berbelanja dan tahu macam mana nak manipulasi method atau instrument pembayaran yang ada why not? Impulsive purchases memang akan wujud jika kita tidak ada disiplin dalam berbelanja, tetapi jika kita bijak menangani masalah ini aku rasa tiada masalah (i.e. amaun yang tertangguh perlulah dibayar tepat pada masa atau within masa yang diberikan) untuk mengelakkan interest yang melambung akan di kenakan contoh dari 13.5% terus ke 18%. Memang confirm sampai bila pun anda masih berhutang.  Aku sudah mengalami zaman tidak bayar hutang kad kredit tepat pada masanya, betul aku memang menyesal dan dengan kerana itu aku susun strategi untuk habiskan juga outstanding balance yang ada iaitu tetap kan 15% from total outs...

Self Audit

Image
Sedang aku bertungkus lumus hendak menyiapkan report audit yang perlu aku hantar pada hujung minggu ini.  Aku surf sikit internet mana tau ada benda yang menarik.  Sedang aku surfing, aku teringat aku dah lama tak menjengah ke blog antara penulis yang aku follow .   Wah dah tukar banner, brother Angel Pakai Gucci ni, yang membuat aku tersentak dengan perkataan yang tertera di banner beliau   " We do too little dakwah Too little tarbyah, And too much Jahiliyyah, Yet we aspect to enter Jannah..?? Pfttttt   Bagi aku ayat ini memang powerful, memang aku tersentak dan mula mengelamun memikirkan apa yang dah aku lakukan untuk tarbiyyah, seperti yang disarankan dalam Al-Quran   "Sampaikan lah walaupun hanya dengan sepotong ayat"   Well, aku setiap kali aku berfikir perasaan sebak memang akan hadir dalam diri, mungkin sekarang boleh disembunyikan tapi sampi bila, aku ni manusia biasa yang tidak boleh lari dari dosa dan keJahilla...

Project Chloe: Early Progress (Sport Rims, Tires and brake pads)

Image
Hi, I think it has been a long time since my update on the Project Chloe that was published about 2 years ago, yes that long huh In the nutshell, the planning last time were as follows: Replacing the stock rims with a new set of wheels in 17" by either from Advanti or Lenso.  Projected cost about RM2500 Put new set of disc brake for the rear brake which planning to put some ATX or Bendix.  Projected cost about RM500/pair Stabilizing the car voltage, to put Raizin by Pivot to handle and stabilize the voltage.  Cost about RM200 To increase the power of the car by changing the stock exhaust and extractor to a custom made which will cost around RM1500 Well 2 years has gone and these were some of the small upgrades that I have done to Chloe as follows: Stock rims change to R3 Gun Metal 16" Sport Rim from R3 wrapped with Bridgestone Potenza Adrenaline RE002 205/50/16 tires.  No rear brake disc that was change, I just change the front brake pads to the Bendix...

Jogoya - Starhill Gallery, KL

Image
Hai Couple of week a go my good friend from Singapore told me and the gang that he wanted to come back to our neighbourhood for a short leave and wanted to treat us bersempena birthday dia.  Well after several discussion in the group, we had come into decision to have a lunch at Jogoya , Starhill Galery. Well before we head down to Jogoya, I have look around on the past review on several blogs.  As ever since Jogoya, the famous restaurant from Taiwan opened in Malaysia, there has been a buzz around town saying how good their buffet spread is.  So, based on that we took the opportunity to savour the seafood delights at Starhill Galery.  The restaurant is located on the third floor which also known as the Relish Level.  It is advisable to book a table especially for dinner as it is pretty much crowded but at the time we went there the crown seem more towards okay.  You still need to pay for your meal in advance in order for you to proceed. Masuk saha...

Please be gone Mr.Awkward

Salam blog walker, Alhamdulillah, we have gone through 27 days of Ramadhan and InsyaAllah another 3 days all Muslim around the world will be celebrating Hari Raya Aidilg Fitri (Eid-Fitr for non-Malaysian) on 1st Sywal 1431H (InsyaAllah on the 10th of September 2010. Surely, by this time, most people are doing their last preparation in regards of the celebration and not to forget the sadness of leaving the month of holiness, the month of Ramadhan whereby at this month, we as a Muslim has been given the chance to build-up, improve our ibadah  towards Allah SWT thorough fasting, recite the Al-Quran, Infaq, do a good deeds and avoiding all the wrong doings. Nonetheless, time that has passed would never come back again and we must be grateful and syukur  for Allah SWT that has given us the chance to live throughout Ramadhan Al-Mubaraq. You guys must be wondering, why the title does not jive with what I'm saying in the early part of this entry, well that is just an opening t...

Another adventure

Hello semua I think this time around I want to blog in my mother-tongue language since sekarang ni it people just doesn't care what time of language that you are communicate with..so I choose man-glish! Well, I guess it has been a while since I last post anything in my own blog, yes I do agree that originally this blog was intended to record the adventure (as you can see from the header) that I am or I will go through out the day or the week or whatsoever. Heh, Tidaknye menjadi kesampaian, it always come to writer's block everyday now and then...sampai lah penyakit malas tu dating. Padahal as per my observation and blog walking ni, aku tengok banyak je blogger-blogger otai yang boleh post on average 1-2 post on daily basis..aku memang envy dengan mereka ni.  Walaupun mereka ni not a full-time blogger which mean they have their own life and career to preach outside this blogging life..still they manage to spend their time (individually or bringing their families to th...